Can Turtle Tax represent me before the IRS?

Yes. Turtle Tax handles federal IRS matters such as notices, examinations, collection and payment issues, appeals and related representation work. The exact approach depends on the notice, filing history and underlying records.

What should I expect with an ITIN application?

We review why the ITIN is needed, the correct Form W-7 category, the required tax return or exception documentation, and the identity and foreign-status documents for the applicant. Document requirements vary by applicant.

Do you work with Amazon and Walmart sellers?

Yes. E-commerce is a specific focus, including sellers working through Amazon, Walmart Marketplace and multiple online sales channels.

Can you help with taxes and assets during a divorce?

Yes. Turtle Tax can analyze tax returns, business income, property-related tax records and other financial documentation relevant to a divorce or separation. Turtle Tax does not provide legal advice or determine how marital property should be divided. Investigative work, when needed, is handled under a separate engagement.

Naples, Florida

Take it steady.
Get it right.

Tax Preparation • IRS Representation • ITIN Services • Business Tax Advisor

Founder & Tax Professional

Oxana Nazarova, EA

Tax, accounting, IRS representation and investigative experience brought together across Turtle Tax and Spyglass Investigations.

IRS-Licensed Enrolled Agent (EA)The highest credential awarded by the IRS, demonstrating professional expertise in individual and business taxation and the same unlimited representation rights before the IRS as CPAs and attorneys.

IRS Certifying Acceptance Agent (CAA)Authorized to verify your identity and passport for ITIN — so you can usually keep the original.Turtle Tax on IRS.gov →

Accounting, Audit & Business ExperienceMaster’s in Accounting • Former auditor • Small business, Amazon, Walmart & e-commerce tax experience.

Florida Licensed Private InvestigatorCo-Founder of Spyglass Investigations, a Florida Registered Unclaimed Property Claimant Representative.

Find Your Money →Verify with Florida DFS →

Tax & IRS services

More than filing a return.

Whether you need a clean tax filing, help responding to the IRS, an ITIN application or support untangling business records, Turtle Tax starts with the full picture—not a one-size-fits-all checklist.

Individual Tax Preparation

Federal and applicable state income tax return preparation for individuals and families, including self-employment and more complex filing situations.

Discuss your return →

Business Tax Advisor

Tax preparation and practical tax guidance for small businesses and owners, with careful attention to entity structure, books and supporting documentation.

Discuss your business →

IRS Representation

Representation before the IRS for notices, examinations, payment and collection matters, appeals and other federal tax issues.

Get IRS help →

ITIN & Form W-7

Form W-7 preparation, document review and authentication of eligible documents where permitted under current IRS rules.

Ask about ITIN service →

E-commerce Tax

Tax and accounting support for sellers operating through Amazon, Walmart and other online channels, including marketplace activity and multi-source records.

See e-commerce focus →

Divorce Tax & Asset Analysis

Tax-focused review of returns, property, business income, marketplace activity and financial records when divorce or separation makes the financial picture complicated.

See divorce & asset focus →

Bookkeeping Cleanup

Organizing and reconciling business records before tax filing or IRS response work so the numbers are understandable, supportable and ready to use.

Clean up the books →

Find Your Money

Spyglass Investigations helps owners and heirs locate and recover money being held by the State of Florida.

Find Your Money →

For online sellers

Tax help that understands e-commerce reality.

Marketplace statements, fees, refunds, advertising, inventory and payment processors can make an online business look very different from a traditional local company.

AmazonWalmart MarketplaceMulti-channel sellersOnline brands

Oxana has firsthand experience working with online marketplace businesses and understands why clean records matter before a tax return or IRS response is prepared.

Marketplace records

Bring together sales reports, fees, reimbursements, returns and processor activity into a usable tax picture.

Inventory & COGS

Review how inventory purchases and cost of goods sold flow into the business tax return.

Owner + entity view

Look at the business and the owner’s return together instead of treating them as unrelated files.

IRS-ready documentation

Keep the workpapers and supporting records organized so explanations can be supported if questions arise.

Divorce, separation & complex assets

When taxes and assets overlap, the details matter.

Divorce can involve years of tax returns, jointly filed returns, real estate, business interests, online sales, investment activity and records that do not tell a simple story.

With accounting and investigative experience, Oxana can review the tax and financial side of the matter, identify inconsistencies or missing documentation, and help organize the facts for informed tax decisions and discussions with your attorney.

Discuss a Divorce Tax Matter Asset Investigation — Separate Service

A rare combination of skills

Tax return analysis
Review current and prior returns, filing positions, reported income and tax records relevant to the financial picture.

Business & e-commerce income
Understand business books, Amazon/Walmart marketplace activity, owner compensation and records that may require deeper review.

Property & asset documentation
Organize tax and financial documents connected with real estate, investments, entities and other assets.

Investigative support when needed
Asset-location and private investigative work is handled separately under the appropriate investigative engagement.

About Oxana

Tax work with an accountant’s eye for the details.

My background spans accounting, audit, tax and document-intensive financial work. That experience shapes how I approach every matter: understand the facts first, then organize the numbers and supporting records.

I also have direct experience with e-commerce businesses and marketplace operations, including Amazon and Walmart, so I understand the records behind online sales—not just the tax forms.

Turtle Tax is based in Naples, Florida, with remote federal tax work available nationwide.

How it works

Clear from the first conversation.

No unnecessary runaround. We start with the problem, determine what documents are actually needed, define the scope and then move through the work in an organized sequence.

Tell us what’s happening

Tax return, IRS letter, ITIN application, business records or a combination of issues.

Document review

We identify what is available, what is missing and what matters to the specific tax issue.

Plan & engagement

You receive a defined scope before the work begins, with the next steps explained clearly.

Prepare & respond

We prepare the filing, application or IRS response and keep the matter moving toward completion.

FAQ

Questions clients ask first.

Can Turtle Tax help if I live outside Florida?

Yes. Turtle Tax is based in Naples, Florida, and can work remotely with clients on federal tax matters. State-specific services are evaluated based on the return or issue involved.

Are investigative services part of Turtle Tax?

No. Tax work and private investigative work are separate engagements. If a matter requires asset-location or investigative services, that work is handled separately through Spyglass Investigations.

Do you speak Russian?

Yes. Client communication is available in both English and Russian.

Start here

Tell us what you need help with.

A short description of the issue is enough to begin. If you have an IRS notice, include the notice number and response deadline when you contact us.

Naples, Florida
In-person by appointment • Remote service available

Turtle Tax

Start with your tax question

Oxana Nazarova
Naples, FL

Text Call Email

Please do not send Social Security numbers, tax returns or identity documents by ordinary text message.